On January 27, 2015, the federal Centers for Medicare & Medicaid Services (CMS) approved Indiana’s Medicaid redesign and expansion demonstration called the Healthy Indiana Plan 2.0 (HIP 2.0). The three-year demonstration begins February 1, 2015 for current non-disabled Medicaid beneficiaries and eligible uninsured adults earning up to 133% of the federal poverty level (FPL). HIP 2.0 has two benefit packages: HIP Plus and HIP Basic, and features POWER Accounts which beneficiaries will use to pay for some of their health care expenses. The POWER Accounts will be funded, in part, through beneficiary premium contributions . . .