About two-thirds of older adults, with too many financial assets to qualify for Medicaid, have enough assets to pay for two years of paid in-home care, or for assisted living services. About half have enough income to cover two years of nursing home care. Few older adults with disabilities have enough income in retirement to purchase paid LTSS; most use savings to help pay for LTSS. About 48% of adults age 65 and older receive some paid LTSS over their lifetime. About 29% receive paid home care, about 5% move to assisted living, and 28% receive at least . . .