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Between 2008 and 2012, people who had a two-year gap in health care coverage were twice as likely to file for bankruptcy compared to their counterparts who had continuous coverage. The bankruptcy rates among those with a health insurance gap compared to people with no gap ranged from 83% higher to 112% higher. The association between lack of health care insurance and bankruptcy remained significant after controlling for additional socioeconomic and demographic variables such as race, marital status, income, and the ratio between one’s debt and one’s income. These findings were reported in “Moving Beyond Medical Debt . . .
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