About 62% of individuals with employer-based insurance have a chronic disease. About 57% have a single chronic condition, such as hypertension, type 2 diabetes, or a cardiovascular disease that requires uncomplicated disease management, and another 5% have one or more complex chronic diseases that affect multiple body systems and require complicated disease management. About 85% of total employer-based health care spending is for chronic conditions. Among people with employer coverage, the average annual spending for healthy individuals was $1,320. For individuals with a chronic disease, average annual spending was $4,668 from 2013 through 2015. For individuals . . .