Approximately 11% of U.S. households—renters and homeowners—spent more than half their gross income on housing costs, according to recent housing data for 2015. Among renters, about 25% spent more than 50% of their income on housing costs, as did about 9% of homeowners. Housing costs include rent or mortgage and basic utilities (electric, heat, water, and sewer). Approximately half of low-income renters and homeowners (households earning less than 150% of the federal poverty level) paid more than 50% of their income on housing costs. Half of all renters spent more than 30% of their income on . . .