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December 2008
Availability, Contributions, Account Balances, & Rollovers in
Account-Based Health Plans
The researchers conducted a Web-based consumer engagement survey of 4,532
privately insured U.S. residents between the ages of 21 and 64. The
survey was conducted in August 2008 by the Employee Benefit Research
Institute (EBRI). The 2008 EBRI Consumer Engagement in
Health Care Survey questions assessed the growth of account-based health
plans and high-deductible plans, and the impact of the plans and consumer
engagement on the behavior and attitudes of adults with private health
coverage. The survey revealed that consumer-driven health plans and
health savings accounts were available to 9.8 million U.S. adults in 2008
and of those that have an account, about 64% have had the account for
more than one year.
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